FAQ

Questions,
answered plainly.

FAQ

Questions,
answered plainly.

If we haven't covered yours, the support team is in the Snap app and in chat.

  • No. Future Pay runs on your verified Snap account — there's no credit card required. You just need to be 18+ and a Sri Lankan resident.

  • Most customers get an instant decision. A small number of applications go to manual review and complete within one business day.

  • You only pay interest on the days you held the balance — early settlement is calculated on a reducing-balance basis inside the app.

  • There's no signup fee and no annual fee. Each plan has a published APR — what you see in the calculator is what you pay.